.cs-problems{background:var(--cs-white,#fff);padding:var(--cs-space-4xl,80px) 24px}.cs-problems__inner{display:grid;gap:32px;grid-template-columns:repeat(3,1fr);margin:0 auto;max-width:var(--cs-max-width,1200px)}.cs-problems__card{background:var(--cs-gray-50,#f8fafc);border:1px solid var(--cs-gray-200,#e2e8f0);border-radius:var(--cs-radius-lg,12px);padding:36px;transition:all var(--cs-transition,.2s ease)}.cs-problems__card:hover{border-color:var(--cs-yellow,#fe9a03);box-shadow:var(--cs-shadow-md,0 8px 20px rgba(0,0,0,.1));transform:translateY(-4px)}.cs-problems__icon{color:var(--cs-dark-blue,#1d0269);margin-bottom:20px}.cs-problems__headline{color:var(--cs-gray-900,#0f172a);font-size:var(--cs-text-xl,20px);font-weight:600;line-height:1.3;margin:0 0 12px}.cs-problems__body{color:var(--cs-gray-500,#64748b);font-size:15px;line-height:1.65;margin-bottom:20px}.cs-problems__link{color:var(--cs-yellow,#fe9a03);display:inline-block;font-size:15px;font-weight:600;text-decoration:none;transition:color var(--cs-transition,.2s ease)}.cs-problems__link:hover{color:var(--cs-yellow-hover,#e88a02)}@media (max-width:1024px){.cs-problems__inner{gap:24px;grid-template-columns:1fr}}@media (max-width:640px){.cs-problems{padding:var(--cs-space-3xl,48px) 20px}.cs-problems__card{padding:28px}}